Compare Remortgage
Gone are the days when comparing different remortgage deals meant walking into every high street lender to see what was on offer. Comparing remortgage products can all be done over the internet or telephone. It is always a good idea to speak with a mortgage advisor before making any decision however.
Just because a rate of interest advertised seems appealing, it does not necessarily mean that it is the best deal for you.
When embarking on a remortgage it is a good idea to research the market. By obtaining different quotes or Key Facts illustrations (KFIs) will put you in a great position when comparing different products.
A KFI will not only give you the monthly mortgage repayments and the interest rate, this document will also outline the terms and conditions of the mortgage along with any additional features. All the fees and costs will be set out in the KFI and this document must be issued before you make a mortgage application. Aside from the interest applicable, it is important to compare the fees and costs associated with each mortgage product. Some will come with no valuations fees, others with no solicitor’s fees.
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