UK Remortgage Rate
Traditionally, staying with your existing mortgage lender for the 25 year term of the loan would be considered the norm. However these days have long gone and most borrowers will consider moving to a more favorable remortgage rate every time their special offer period has come to an end.
Moving your mortgage to a new lender can save you thousands of pounds, and it has never been easier to do. There is nothing stopping you securing a more competitive remortgage rate so long as there are no early repayment charges, overhangs or penalties to switch lenders. The process is quick and easy to apply.
The different types of remortgage rates available are of course due to the many different types of products around and the different types of borrower.
The higher remortgage rates will usually apply to those borrowers with a less than perfect credit history. This is to represent the additional lending risk. Often the self employed who have to self certify their income will be subject to a slightly higher remortgage rate.
The best rates of interest are offered to those borrowers who have a clean credit history with proof of their earnings. (Usually pay slips and P60)
Enquire through Just 35 today to see which remortgage rates you will be eligible to.
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